Financing Options

Financing and Payment Options

For vision correction procedures that are not otherwise covered by insurance, such as LASIK or certain implant options, we offer patients a variety of payment options. We accept major credit cards, cash, check and money orders for payment. We also offer flexible, low monthly payment financing through Wells Fargo and other vendors. During your visit to the office, you will have the opportunity to discuss the cost of your procedure and the financing solution that works best for your budget.

Please note that some insurance plans may cover all or a part of your "elective" vision correction procedures, or offer a discount. Our staff is happy to work with you to determine the status of your insurance company’s policy.

Our pricing reflects our doctors’ extensive experience, our dedication to providing our patients with the latest technology and tools available and our strong belief in personalized care. When you chose to have vision correction with us, you are paying for superior care and peace of mind.


Financing Options

Wells Fargo

  • Offers financing for LASIK and other elective procedures, such as IOL implants
  • Offers Special Interest Payment Plans (6, 12 or 18 month plans)*
  • Offers Low Interest Payment Plans (18, 24, 36, 48, 60 month plans)*
  • No annual fees

  *Subject to credit approval. Minimum monthly payments required. Contact us for more for details.

Easy Application process with quick decisions available:

  • In Dr. Koster’s office: fill out application & submit for processing

Wells Fargo Health Advantage® credit card for better vision

  • With approved credit by Wells Fargo Financial National Bank

There is an easier way to pay for your vision care including LASIK. We're pleased to accept the Wells Fargo Health Advantage®  credit card.   Financing lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. Whether you're considering LASIK, need cataract surgery, or it's simply time for new glasses or contacts, talk to our counselors about your fiancing options. 


Use Your FLEX Plan for Laser Vision Correction

Many patients choose to use their Flex Plan to pay for their LASIK or other vision correction procedures. A FLEX plan permits patients to choose to have a certain amount of pretax dollars withheld from each paycheck and deposited into a special "flex care spending account.” This permits you to save automatically for LASIK and other qualified heath expenses and, since the money is pre-tax, permits you to save up to 33% off the real cost of the procedure. Typically you must use up all of the money in your account by year-end to avoid forfeiture. Please consult your flex care plan documents or your HR department for information on your specific situation.


Non-Elective Procedures

For non-elective procedures, such as standard cataract surgery, NY Vision Group accepts all major insurances as well as Medicare. Please call 718.805.0700 if you have specific questions about your insurance coverage. Please note that is your insurance requires a referral, it is your responsibility to obtain that referral prior to your appointment with us as we may not be able to obtain it for you on the day of your appointment.

Please Contact us at 212.243.2300 or e-mail us if you have any questions regarding your vision correction financing options.